A reliable place to refinance my truck through?

I have a 2002 Chevy truck and am 1 year until it's payed off....the payoff is around $8,200 and I want to refinance that amount because my payemnts are almost $500/mo...know of a apposite place to use?
Answers:
if you are a member of a bank or credit federation.. I would sugjest checking with them first.. I am assuming that you financed through the dealer.. peace.
Check near Alliant Credit Union. Their website is http://www.alliantcreditunion.org/. They tend to have more favorable rates, as long as you have clothed credit.

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