Should I refinance or consolidate?

Alright here's the basics
Owe 33,500 on my home with 14 years remaining
set up 15 years at 6.00% APR Locked
Owe 18,500 on my coup¨¦ 67 months remaining
11.49% APR for 72 months
Owe 2,500 for college loans
6.25% APR set up on $60 a month payments
House was appraised at 72,000 in October 2006
Reappraised for 38,000 surrounded by February 2008

Any suggestions on what I should do?
that 11.49% on my car is kicking my A$$!
Answers:
refinance the saloon loan. That is an outrageous interest rate.
I would consolidate everything into one loan and I bet if you did this your car interest would go down Alot.Best of luck! Source(s): Mom of 3
try refinacing your car as your house is toast nil there to get out of it so you own been paying less than a year? powerfully if it's a new car they wil refinace after 6 months but apt luck if it is a US automaker. They are trying to refincae to..
refi your car


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