(Australia) Where can I jump to bring a home loan, near no deposit and a chronological credit defaulting?

I now work full-time, and would like to know how to buy my first home sooner rather than later.

The merely problem is that I have a past credit failure to pay (for a $5000 personal loan with NAB, which I have since rewarded off in full), and also no deposit.

I ring ABC mortgages (as I have heard that they aid people with chronological credit problems and no deposit), but they said that my past default would own to be less than about $1000, or otherwise I would want an $80,000 deposit...

Does anyone here know of a lender who could help me in my situation? Any info would be greatly appreciated...
Answers:
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