540 FICO FHA home loan (first time buyer)?
Can I get a home loan with a FICO mark of 540 and an annual income of $65,000. I want to move to South Carolina but haven't found anyone willing to work with us. Most are requiring a 580 here contained by California so I was curious if it was possible. If you know of anyone who is liable to work with me please contact me.
Answers:
Most places with the current financial situation are requiring a higher FICO than 540. The chances of you man able to get a home loan are remarkably slim.
I am a mortgage loan officer in North Carolina. I can do loans adjectives over the country. I have a lender that will do an FHA loan with a credit chalk up under 580 in the state of South Carolina.
When you attain a chance you can call me at 1-8OO-396-3220 ext 6935. My nickname is Shawn, I would like to discuss the process with you and I can hold an approval within a couple of hours.
You should be able to get hold of a loan the traditional way without have to pay a fee. The traditional process requires the lender to call to make sure you enjoy a job and make what you enunciate, your current mortgage lender/landlord to make sure you've been paying on the dot, your bank to confirm you have money for the down pay-out etc instead of looking at a number (FICO). I don't remember what they are called but if I do I'll post it here.
EDIT
Find a mortgage lender that does that does manual underwrite. There shouldn't be a fee to do this.
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Answers:
Most places with the current financial situation are requiring a higher FICO than 540. The chances of you man able to get a home loan are remarkably slim.
I am a mortgage loan officer in North Carolina. I can do loans adjectives over the country. I have a lender that will do an FHA loan with a credit chalk up under 580 in the state of South Carolina.
When you attain a chance you can call me at 1-8OO-396-3220 ext 6935. My nickname is Shawn, I would like to discuss the process with you and I can hold an approval within a couple of hours.
You should be able to get hold of a loan the traditional way without have to pay a fee. The traditional process requires the lender to call to make sure you enjoy a job and make what you enunciate, your current mortgage lender/landlord to make sure you've been paying on the dot, your bank to confirm you have money for the down pay-out etc instead of looking at a number (FICO). I don't remember what they are called but if I do I'll post it here.
EDIT
Find a mortgage lender that does that does manual underwrite. There shouldn't be a fee to do this.
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