Anybody use ING DIRECT website to draw from a Home Equity Loan? Good or Bad?


Answers:
I think you found what mortgage brokers fear. ING is nearly impossible to thrash. As a mortgage broker, I cannot find a better rate or match the fees. The only purpose I would admit this is ING will not lend over 80% Combined loan to value, the ING personnel lack knowledge of structuring deal to be approved.

I did speak to one of thier loan agents recently, and it is apparent they are trained to input your info but not ask adequate questions to help you achieve approved.
Always shop around. Mortgages and loans are still pretty competitive these days, despite what the ING Direct commercials try to catch you to believe.

"Save your money"
I would recommend you trying one of your local mortgage brokers. Sometimes the lesser known companies can donate you a better deal, even better than ING Direct. Good luck.


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