Anybody who could aid me find a ligitimate company who offer consolidation of debts to a non homeowner.?
Answers:
Try one of the companies that offer you credit cards. That's what I did. Terms depend on your income and credit history.
Hi,
I used "Credit Solution" to settle my debt.They managed to reduce my debt up to 58%.I come accross this company while watching NBC.Check it out here:
http://www.kqzyfj.com/click-1813149-10467845
I signed up with American Consumer Credit Counseling. They only bring your non-secured debt, like credit card debt. My APRs were reduced from an average of 27% to nearly 8%. You make a small monthly payment - mine is $140 for give or take a few $2500 worth of debt. The catch is that you can't open any unknown lines of credit while you are in the program, but it will definitely sustain you get your credit back on track.
And as for it creating a "negative" sap on your credit - it doesn't. It creates a neutral mark that alerts companies that you are contained by a debt consolodation program. Lenders will likely not lend to you because of this, but you shouldn't be borrowing at that point anyway. The mark comes past its sell-by date your credit report completely once you've paid off your debt and are out of the program. It's working really ably for me.
Whichever organization you choose, check up with them on the Better Business Bureau and the Federal Trade Commission, other! Source(s): http://www.consumercredit.com/
Credit counseling allows you to consolidate payments, lower interest rates and lower your overall monthly payments. You should look for a credit counseling agency that has a tolerable rating with the Better Business Bureau. Source(s): Here are agencies in respectively state:
http://www.managedebttoday.com/states.ht…
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