A upright personal/debt consolidation loan for fruitless credit?

Due to some bad choices I made when I was younger, my credit is smaller number than stellar. I'm looking for a loan for about $6000 to conslidate debts. I do have a credit-worthy co-signer, but I'm simply wondering if there are certain institutions that are better than others for this type of situation.
Answers:
The biggest thing to look out for when signing, is that

a) you get a loan that charges smaller quantity interests than you are paying now

b) the interest rate is FIXED.

these are obvious points but I did see society that ended up getting a loan with high interests (!?!)

Source(s): http://credit---card.org/
Why do you need to consolidate?

The only passageway it can reduce your payments is to lengthen the loan, so that you pay envelope even more later.

Do you have a written budget, that tell you where your money is going every month? If so, try to find ways to squeeze out extra cash.

Ramen noodles instead of steak (not forever, basically for now until you get the loans rewarded off)

Sell the car, buy something cheaper, and use the difference to pay sour the debt.

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